Summary
29.39
-1.49
(-4.83%)
07/17/2026
Upstart Holdings, Inc. (UPST)Key Facts
Performance
Historical returns1D
-4.83%
1W
-5.68%
1M
-4.22%
3M
-6.68%
6M
-35.83%
1Y
-59.88%
5Y
-72.86%
Snapshot
Key statisticsClose
29.39
Change
-1.49
Change %
-4.83%
Open
29.64
Day Range
28.97 – 30.26
Volume
3,117,328
Avg Vol (20d)
4,073,817
Rel Vol
0.77x
52W Range
23.97 - 87.30
vs 52W High
-66.33%
vs 52W Low
22.61%
Gap
-1.35
Market Cap
USD 3.81B
Beta
2.27
Price Chart
Advanced chartCompareLast 730 data points are shown. To view all data, Upgrade to PRO plan!
New Highs
Historical highs| Period | New Highs | From Last |
|---|---|---|
| 5-Day | 1× | -7.35% |
| 1-Month | 7× | -17.77% |
| 3-Month | 4× | -17.77% |
| 6-Month | 1× | -38.92% |
| YTD | 1× | -42.03% |
| Period | New Highs | From Last |
|---|---|---|
| 52-Week | 3× | -65.07% |
| 2-Year | 17× | -66.89% |
| 3-Year | 11× | -66.89% |
| 5-Year | 22× | -92.46% |
| 10-Year | n/a | n/a |
Financial SnapshotFY 2025
Full financialsRevenue
USD 1.08B
+58.9% YoY
Net Income
USD 53.60M
-141.7% YoY
EPS
0.56
-138.9% YoY
Gross Margin
95.2%
Operating Margin
5.1%
Net Margin
5.0%
EBITDA
USD 79.16M
Free Cash Flow
-USD 166.13M
-15.4% margin
ROE
6.7%
ROA
1.8%
Debt / Equity
2.32x
net debt USD 1.19B
Cash & Equiv.
USD 657.45M
Fundamental Ratings
MainC
RecommendedSell
DCFStrong Sell
ROENeutral
ROANeutral
Debt/EquityStrong Sell
P/EStrong Sell
P/BStrong Sell
Latest Earnings
- UPST reported last earnings on 2026-05-05.
- EPS of $0.3 vs $0.39 estimated — surprise $-0.09.
- Revenue of $308M vs $301M estimated — surprise $7M.
News
All newsUpstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know
In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $30.88, denoting a -2.25% move from the preceding trading day.
Upstart Holdings Inc (UPST) Stock Up 4.5% and Still Undervalued -- GF Score: 61/100
On July 09, 2026, Upstart Holdings Inc (UPST) shares rose 4.5% today, currently priced at $33.23. This movement comes amid a 52-week range of $23.97 to $87.30,
Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note
Upstart Holdings, Inc. (UPST) closed at $31.81 in the latest trading session, marking a -3.78% move from the prior day.
Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It
Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Upstart Stock Analysis: Buy or Sell This AI Stock?
This AI platform has proven its business model can be lucrative.
Upstart to Announce Second Quarter 2026 Results on August 4, 2026
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart to Announce Second Quarter 2026 Results on August 4, 2026.
Stock Market Today, July 6: Southeast Asian Mobility Upstart Grab Falls as Uber CEO Exits Board
On July 6, 2026, the ride-hailing super-app's stock dropped 1.28% after Dara Khosrowshahi stepped down from its board.
Fintech Stocks in Focus as AI and Digital Payments Reshape Finance
Robinhood, SoFi and Upstart highlight how fintech is redefining payments, lending and investing with AI, blockchain and digital wallets.
Upstart Publishes June 2026 Origination Volume
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today published its monthly origination volume for June 2026. For historical data see upstart.com/volume.
Upstart: Promising Recovery Set Up Despite Potentially Lumpy Q2 2026; Reiterate Buy
Upstart benefits from moderating macro risks, strong loan origination growth, and expanding funding partnerships, with the automated originations at 91% improving margins. The management reiterates strong FY2026/FY2028 guidance, with it underscoring a multi-year, profitable growth cadence despite...
Upstart Stock Outlook Hinges on Funding, AI and Product Mix
Upstart's outlook rests on whether committed funding, AI automation and newer products can turn its loan rebound into steadier growth.
Upstart and the Lending Trends Shaping Its Next Growth Phase
Upstart is widening its AI lending platform into Auto, Home and HELOCs, but lower take rates and margin pressure keep execution in focus.
Is Upstart Stock a Buy Now or Still a Wait-and-See Story?
Upstart's revenue rebound and funding wins support patience, but margin pressure and timing risks keep its buy case from looking fully confirmed.
Upstart Holdings (UPST) Price Forecast: Breakout Signals Trend Reversal
Upstart confirmed a bullish breakout from a symmetrical triangle, shifting its technical outlook higher as traders watch support and upside resistance for trend continuation.
Archer Aviation vs. Joby Aviation: Which eVTOL Upstart Is a Better Stock in 2026?
Archer Aviation leverages high-profile partnerships with United Airlines and Stellantis to scale its air taxi production. Joby Aviation benefits from early revenue via its Blade acquisition and deep manufacturing integration with Toyota.
Upstart Holdings Inc (UPST) Stock Up 4.1% and Still Undervalued -- GF Score: 62/100
On June 29, 2026, Upstart Holdings Inc (UPST) shares rose 4.1%, closing at $35.03. The stock has fluctuated between a 52-week high of $87.30 and a low of $23.97
Futu vs. Upstart: Which Fintech Stock Fits Your Portfolio Best?
UPST's originations growth, AI automation and product expansion give it an edge over FUTU, which faces a CSRC penalty and profit pressure.
Upstart Holdings, Inc. (UPST) Gains As Market Dips: What You Should Know
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $33.66, signifying a +2.09% move from its prior day's close.
Upstart Publishes May 2026 UMI
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today updated the Upstart Macro Index (UMI) to include May 2026 data. For historical data and information about how the index is calculated, see...
What Upstart's $600M Neuberger Deal Means for UPST Investors
UPST's renewed $600M Neuberger loan deal strengthens funding confidence as originations, revenue and lending partnerships grow.