Summary
49.35 0.22(0.45%)12/12/2025
Upstart Holdings, Inc. (UPST)
UPST reported last earnings on 2025-11-04 after the market. An EPS of $0.52 was observed compared to an estimated EPS of $0.42, resulting in a surprise value of $0.10. A revenue of $286 million was observed compared to an estimated revenue of $289 million, resulting in a surprise value of $-3 Million.
Upstart Holdings, Inc. (UPST)
Key Facts
| 1 Day | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 5 Years |
| 0.45 | 19.01 | -19.71 | -38.53 | -11.15 | -46.06 | 43.69 |
Last 730 data points are shown. To view all data, Upgrade to PRO plan!
Fundamental Ratings
| Category | Rating |
| Main Rating | C |
| Recommended Rating | Sell |
| DCF | Strong Sell |
| ROE | Sell |
| ROA | Buy |
| Debt/Equity | Strong Sell |
| P/E | Strong Sell |
| P/B | Strong Sell |
Earnings
| Trading Data | ||
| Close | 49.35 | |
| Open | 49.10 | |
| High | 50.48 | |
| Low | 48.04 | |
| Volume | 4,109,399 | |
| Change | 0.22 | |
| Change % | 0.45 | |
| Avg Volume (20 Days) | 7,299,980 | |
| Volume/Avg Volume (20 Days) Ratio | 0.56 | |
| 52 Week Range | 31.80 - 96.43 | |
| Price vs 52 Week High | -48.82% | |
| Price vs 52 Week Low | 55.19% | |
| Range | 0.00 | |
| Gap Up/Down | -0.17 | |
Profitibility | ||
| Market Capitalization (Mln) | 3,814 | |
| Revenue per share | 10.2394 | |
| Net Income per share | 0.3332 | |
| Dividend Yield | 0.0000 | |
| Dividend Share | 0.00% | |
Valuations | ||
| Enterprise Value | 0.00% | |
| PE Ratio | 147.5305 | |
| PB Ratio | 0.0000 | |
| PTB Ratio | 0.0000 | |
Liquidity | ||
| Debt/Equity Ratio | 0.0000 | |
| Net Debt/EBIDTA Ratio | 0.0000 | |
| Current Ratio | 0.0000 | |
Enterprise Value and Cash Flow | ||
| EV/Sales Ratio | 0.0000 | |
| EV/EBIDTA Ratio | 0.0000 | |
| EV/Free Cash Flow Ratio | 0.0000 | |
12/12 01:49 EST - fool.com
Better Fintech Stock: Chime Financial vs. Upstart
Chime provides fee-free banking services for underserved customers. Upstart's AI lending platform helps its partners reach more borrowers.
Better Fintech Stock: Chime Financial vs. Upstart
Chime provides fee-free banking services for underserved customers. Upstart's AI lending platform helps its partners reach more borrowers.
12/10 10:02 EST - zacks.com
Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
12/04 05:45 EST - fool.com
10 AI Stocks Worth Buying Right Now
Artificial intelligence (AI) will reshape industries for decades, making early positioning in focused AI players critical. Smaller AI companies often offer more upside than megacaps that have already priced in the boom.
10 AI Stocks Worth Buying Right Now
Artificial intelligence (AI) will reshape industries for decades, making early positioning in focused AI players critical. Smaller AI companies often offer more upside than megacaps that have already priced in the boom.
12/04 04:27 EST - defenseworld.net
Edgestream Partners L.P. Sells 17,618 Shares of Upstart Holdings, Inc. $UPST
Edgestream Partners L.P. cut its position in shares of Upstart Holdings, Inc. (NASDAQ: UPST) by 23.8% in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 56,459 shares of the company's stock after selling...
Edgestream Partners L.P. Sells 17,618 Shares of Upstart Holdings, Inc. $UPST
Edgestream Partners L.P. cut its position in shares of Upstart Holdings, Inc. (NASDAQ: UPST) by 23.8% in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 56,459 shares of the company's stock after selling...
12/03 05:38 EST - seekingalpha.com
Upstart: Improving Fundamentals And A Still Discounted Price
Upstart is rated a BUY due to strong execution, AI-driven loan automation, and compelling forward valuation multiples after a significant share price decline. UPST's Q3 saw 80% YoY transaction volume growth, 128% increase in loans approved, and positive operating income, highlighting robust...
Upstart: Improving Fundamentals And A Still Discounted Price
Upstart is rated a BUY due to strong execution, AI-driven loan automation, and compelling forward valuation multiples after a significant share price decline. UPST's Q3 saw 80% YoY transaction volume growth, 128% increase in loans approved, and positive operating income, highlighting robust...
12/01 22:49 EST - seekingalpha.com
Upstart: Beware The Issues In The Auto Loan Kitchen
Initiate coverage on Upstart Holdings, with a hold rating. Q3 showed Upstart's model can scale profitably, but macro and credit headlines can quickly cap loan originations and pressure guidance. Q3 delivered strong growth (originations $2.9B, +80% YoY; revenue $277.0M, +71% YoY), yet still missed...
Upstart: Beware The Issues In The Auto Loan Kitchen
Initiate coverage on Upstart Holdings, with a hold rating. Q3 showed Upstart's model can scale profitably, but macro and credit headlines can quickly cap loan originations and pressure guidance. Q3 delivered strong growth (originations $2.9B, +80% YoY; revenue $277.0M, +71% YoY), yet still missed...
11/30 09:05 EST - fool.com
1 Intriguing Artificial Intelligence (AI) Stock That Could Soar by Up to 91%, According to Wall Street
Upstart developed an artificial intelligence (AI)-powered algorithm that analyzes over 2,500 data points to determine the creditworthiness of potential borrowers. Upstart stock is down 35% this year amid concerns about the financial health of consumers, despite the company's surging revenue.
1 Intriguing Artificial Intelligence (AI) Stock That Could Soar by Up to 91%, According to Wall Street
Upstart developed an artificial intelligence (AI)-powered algorithm that analyzes over 2,500 data points to determine the creditworthiness of potential borrowers. Upstart stock is down 35% this year amid concerns about the financial health of consumers, despite the company's surging revenue.
11/28 07:20 EST - fool.com
My 2 Favorite Stocks to Buy Now
It's unclear where the market goes from here, but investors should take advantage of bargains while they're available. Figma has been on a roller coaster since going public, but it's making the right moves to drive long-term growth.
My 2 Favorite Stocks to Buy Now
It's unclear where the market goes from here, but investors should take advantage of bargains while they're available. Figma has been on a roller coaster since going public, but it's making the right moves to drive long-term growth.
11/26 10:01 EST - zacks.com
Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
11/25 12:10 EST - zacks.com
PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup?
Pagaya's capital-light model, expanding AI lending reach and stronger valuation set the stage for a compelling long-term growth outlook.
PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup?
Pagaya's capital-light model, expanding AI lending reach and stronger valuation set the stage for a compelling long-term growth outlook.
11/21 10:16 EST - zacks.com
Upstart's AI Lending: Can Its Underwriting Model Stay Ahead?
UPST adjusts its AI underwriting as rising risk trims conversions, with new calibration tools aimed at steadier approvals and broader loan expansion.
Upstart's AI Lending: Can Its Underwriting Model Stay Ahead?
UPST adjusts its AI underwriting as rising risk trims conversions, with new calibration tools aimed at steadier approvals and broader loan expansion.
11/18 12:16 EST - zacks.com
Upstart's Push Into Auto and Home Loans: Will Diversification Pay Off?
UPST's expanding push into auto, home, and small-dollar lending gains traction as new products scale and funding partners grow.
Upstart's Push Into Auto and Home Loans: Will Diversification Pay Off?
UPST's expanding push into auto, home, and small-dollar lending gains traction as new products scale and funding partners grow.
11/17 08:25 EST - fool.com
Down 58%, This Fast-Growing Fintech Stock Could Be a Brilliant Buy Right Now
Upstart is trading at a deep discount. Is it a buy or a warning sign?
Down 58%, This Fast-Growing Fintech Stock Could Be a Brilliant Buy Right Now
Upstart is trading at a deep discount. Is it a buy or a warning sign?
11/16 06:45 EST - fool.com
2 Stocks That Would Benefit From President Trump's 50-Year Mortgage Proposal
Trump is considering a proposal that would expand a 30-year limit on mortgage terms to 50 years. Upstart recently released a home product that could become an important mortgage tool.
2 Stocks That Would Benefit From President Trump's 50-Year Mortgage Proposal
Trump is considering a proposal that would expand a 30-year limit on mortgage terms to 50 years. Upstart recently released a home product that could become an important mortgage tool.
11/14 09:10 EST - zacks.com
Is Upstart Stock a Buy, Hold or Sell After a Steep 41% 3-Month Drop?
UPST's sharp three-month drop contrasts with a strong quarter as model shifts, funding gains and macro sensitivity shape a cautious hold outlook.
Is Upstart Stock a Buy, Hold or Sell After a Steep 41% 3-Month Drop?
UPST's sharp three-month drop contrasts with a strong quarter as model shifts, funding gains and macro sensitivity shape a cautious hold outlook.
11/12 17:12 EST - seekingalpha.com
Upstart: Artificial Pain
Upstart Holdings, Inc. experienced a disappointing quarter, with AI model errors and analyst mistakes contributing to weak results and a significant stock decline. The AI lending platform misinterpreted macroeconomic signals, reducing loan approvals and missing revenue estimates despite strong...
Upstart: Artificial Pain
Upstart Holdings, Inc. experienced a disappointing quarter, with AI model errors and analyst mistakes contributing to weak results and a significant stock decline. The AI lending platform misinterpreted macroeconomic signals, reducing loan approvals and missing revenue estimates despite strong...
11/12 10:01 EST - zacks.com
Is Most-Watched Stock Upstart Holdings, Inc. (UPST) Worth Betting on Now?
Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Is Most-Watched Stock Upstart Holdings, Inc. (UPST) Worth Betting on Now?
Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
11/11 10:06 EST - seekingalpha.com
Upstart: Strong Platform Growth, High Margins, Cheap P/E
Upstart delivered strong Q3 results on November 4, 2025, with 80% Y/Y origination growth and a 71% Y/Y increase in revenues, driven by robust loan demand. The Fintech achieved a significant improvement in profitability, with adjusted EBITDA surging 7,000% year-over-year and net income being...
Upstart: Strong Platform Growth, High Margins, Cheap P/E
Upstart delivered strong Q3 results on November 4, 2025, with 80% Y/Y origination growth and a 71% Y/Y increase in revenues, driven by robust loan demand. The Fintech achieved a significant improvement in profitability, with adjusted EBITDA surging 7,000% year-over-year and net income being...
11/11 05:44 EST - fool.com
My 3 Favorite Stocks to Buy Right Now
Coca-Cola's evergreen business will thrive in bull and bear markets. ASML will remain a linchpin and bellwether of the booming semiconductor market.
My 3 Favorite Stocks to Buy Right Now
Coca-Cola's evergreen business will thrive in bull and bear markets. ASML will remain a linchpin and bellwether of the booming semiconductor market.
11/10 17:06 EST - seekingalpha.com
Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)
It's time to upgrade the stock, as recent stock price declines create an attractive entry point for growth-focused investors. Upstart continues to deliver solid revenue growth and profitability, despite recent margin contraction and decelerating guidance due to macroeconomic caution. Valuation is...
Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)
It's time to upgrade the stock, as recent stock price declines create an attractive entry point for growth-focused investors. Upstart continues to deliver solid revenue growth and profitability, despite recent margin contraction and decelerating guidance due to macroeconomic caution. Valuation is...
Market News
×
Loading news…