Affirm Holdings Inc (NASDAQ: AFRM) stock has been ripping higher, returning investors about 30% over the past year. Analysts have price targets suggesting at least 30-40% upside, and retail optimism is building — but Kerrisdale Capital says the entire rally is built on a familiar and dangerous illusion.

In the closing of the recent trading day, Affirm Holdings (AFRM) stood at $71.1, denoting a -4.9% move from the preceding trading day.

Affirm partners with Esusu to pilot zero-fee rent payment splitting program, allowing renters to pay monthly rent in two biweekly installments at 0% APR.

J.Safra Asset Management Corp bought a new position in shares of Affirm Holdings, Inc. (NASDAQ: AFRM) in the third quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor bought 7,646 shares of the company's stock, valued at approximately $559,000. Several other hedge

BNPL has gained widespread adoption, with approximately 90 million Americans utilizing the service. Affirm, a leading BNPL provider, sees solid growth as consumers shift from credit cards to its short-term no-interest loans.

Donoghue Forlines LLC bought a new stake in Affirm Holdings, Inc. (NASDAQ: AFRM) during the third quarter, according to its most recent filing with the SEC. The firm bought 25,586 shares of the company's stock, valued at approximately $1,870,000. Several other institutional investors have also recently bought and sold shares of the company.

AFRM adds real-time bank data to underwriting, aiming for sharper risk decisions and wider approvals.

SAN FRANCISCO--(BUSINESS WIRE)--Real life moves fast — and people's finances can change just as quickly. Affirm (NASDAQ: AFRM) is updating its underwriting to reflect that reality. Building on its longstanding approach of underwriting every transaction, Affirm's latest underwriting now incorporates richer real-time signals like account balances and cash flow trends. These insights give Affirm an even clearer, more current view of someone's financial standing at checkout, leading to more informe.

Affirm Holdings Inc (NASDAQ: AFRM) shares are down on Tuesday as investors react to President Donald Trump's proposal regarding credit card interest rates. Here's what investors need to know.

Affirm Holdings remains the leading U.S. BNPL platform, with strong execution, resilient credit metrics, and a multi-year growth runway. AFRM's upcoming quarter, covering the robust holiday shopping period, is expected to showcase continued strength as consumer adoption of BNPL accelerates. Potential credit card interest rate caps could structurally benefit BNPL providers like AFRM, driving further market share gains among underbanked consumers.