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Capital One Financial Corporation (COF)

COF is trading UP for the last 1 days, and it at trading at $191.93 with volume of 4,040,764 and a one day change of $6.85 (3.70%). Capital One Financial Corporation has a 52-week low of 129.56 and a 52-week high of $210.00. The business's 50-day moving average price is $177.63 and its 200 day moving average price is $172.05. The firm has a market cap of $75 million, a P/E ratio of 11.16, and a beta of 1.14.

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For some people, putting all their money into the stock market isn’t the safest place to park it. Everyone has their own financial needs and what they might want to get out of their money over the course of one year or ten years, which lends itself to finding alternative solutions to the market. Key Points Going with a high-yield savings account is a great way to earn money with less risk. Unlike traditional savings accounts, HYSA offers upwards of 4 to 5% interest annually. Using these accounts for emergency funds is a great way to earn money while still having liquidity. Earn up to 3.8% on your money today (and get a cash bonus); click here to see how. (Sponsored) In many ways, parking money in a high-yield savings account is a great way to ensure you have money that is earning interest but is ready to spend. Federally insured, there is a lot of peace of mind with these accounts, and if interest rates are high, you can earn quite a bit of interest. What Is High-Yield Savings? Unlike an average checking or savings account, which often pays (way) less than 0.01% interest on money, a high-yield savings account, or HYSA, pays significantly more. Alongside higher interest payments, you also have FDIC coverage up to $250,000 per depositor, as well as the option of having multiple accounts open at the same bank or different banks. There is also the consideration that if you are not comfortable investing in the market during volatile times, HYSA interest is a guaranteed return. You won’t make as much with a HYSA as you can in the stock market with investments like ETFs, but it’s a far safer and reliable investment vehicle. How Much Should You Deposit? Knowing that you can deposit as much as $250,000 in a high-yield savings account gives you a sense of what’s possible. For most people, it would be great to add at least 6-12 months’ worth of emergency savings that can just sit and accrue interest until the funds are needed. If the funds are never needed, that works too, as the money can just sit and grow and grow over time. The unsurprising reality is that everyone has different needs and financial goals, so it’s up to you to know how much cash you want to have on hand. The hope is that most people consider HYSA a better option than just dropping the money into a traditional savings account and earning far less. The goal is to have cash you can quickly get without liquidating investment assets, and it’s earning money in the interim. What Will I Earn? The big question around a high-yield savings account is what you can and will earn. It’s important to note that interest rates with these types of accounts can and do change regularly. As of May 25, 2025, the highest rate you can earn is 4.40%, offered by Openbank, while better-known names like Capital One earn as much as 3.60%. Compare these numbers to your traditional savings or checking accounts from Chase or Bank of America, each earning only 0.01% on your deposits. Given these numbers, if you were to make an investment at Openbank of $250,000, you’d be earning around $11,000 in interest. To find the right balance with a high-yield savings account, you must know the difference between compounding interest daily and monthly. The interest rate can be slightly different, but at the end of a 12-month timeframe, you should have an extra $11,000 in your high-yield savings account with Openbank, and the same goes for Capital One, Sallie Mae, and any other financial institution currently offering higher-than-normal interest levels. Finding the Right Balance Given that HYSA assets are generally viewed more as funds you might need quick access to, they shouldn’t represent the bulk of your asset holdings unless you are risk-averse. Depending on how much money you have to your name, spreading this over five or ten HYSA accounts could be a lot to keep track of. However, if you are risk-averse and care about liquidity and safety more than anything else, there is no reason to think you couldn’t have more than one HYSA to your name. Ideally, you should want to be diversified, all while these account types can play a major role in ensuring your money is spread out. This would also mean that you might want money in a money market account, a mutual fund, or even treasury bills. If you want concrete numbers for your initial deposit, consider how much you would need to set aside for savings if you lost your job and had to live off this money for up to 12 months. Deposit that number, and then let the rest of your money grow outside this account type. The post Finding the Ideal Balance in a High-Yield Savings Account appeared first on 24/7 Wall St..

Shares of Capital One Financial Corporation COF have lost 5.9% since the completion of the acquisition of Discover Financial Services on May 18. The $35-billion deal reshapes the landscape of the credit card industry, creating a behemoth (in terms of loan volume).

NEW YORK--(BUSINESS WIRE)--Scott+Scott Attorneys at Law LLP (“Scott+Scott”), an international securities and consumer rights litigation firm, is investigating whether the leadership of Capital One Financial Corporation (“Capital One”) (NYSE: COF) breached their fiduciary duties to Capital One and its shareholders. CLICK HERE TO LEARN MORE Scott+Scott is investigating whether members of the Capital One board of directors or senior management failed to manage Capital One in an acceptable manner,.

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American Express Company (AXP)

AXP is trading UP for the last 1 days, and it at trading at $293.53 with volume of 1,817,773 and a one day change of $8.31 (2.91%). American Express Company has a 52-week low of 218.91 and a 52-week high of $325.19. The business's 50-day moving average price is $269.70 and its 200 day moving average price is $278.95. The firm has a market cap of $210 million, a P/E ratio of 19.96, and a beta of 1.24.

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American Express remains a Buy for the long term due to strong growth, premium customer focus, and robust risk management. Millennials and Gen Z drive new card growth, supporting future revenue streams through premium card adoption and annual fees. Q1 2025 results highlight healthy revenue growth, excellent credit management, and a solid balance sheet with a reasonable valuation.

Although American Express saw a significant growth in share price since my original buy rating, my thesis today argues for reiterating the buy again. Top-line growth factors like growth in loans and cards issued, are a positive, as well as proven dividend growth and strong "A" credit rating from Fitch. Although the stock's P/E valuation is elevated, my price targets, and that of others, point to further upside to the share price in the near future.

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WEX Inc. (WEX)

WEX is trading UP for the last 1 days, and it at trading at $137.13 with volume of 232,147 and a one day change of $3.79 (2.84%). WEX Inc. has a 52-week low of 111.22 and a 52-week high of $217.47. The business's 50-day moving average price is $136.67 and its 200 day moving average price is $170.43. The firm has a market cap of $5 million, a P/E ratio of 134.42, and a beta of 1.26.

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PayPal Holdings, Inc. (PYPL)

PYPL is trading UP for the last 3 days, and it at trading at $71.44 with volume of 7,292,962 and a one day change of $1.59 (2.28%). PayPal Holdings, Inc. has a 52-week low of 56.67 and a 52-week high of $93.66. The business's 50-day moving average price is $66.78 and its 200 day moving average price is $76.38. The firm has a market cap of $70 million, a P/E ratio of 15.85, and a beta of 1.51.

Top news headlines for PYPL

Paypal's price to value strategy with Braintree is helping drive modest transaction margin growth. But many other key metrics such as payment volumes, TPVs and active accounts growth are all posting disappointing figures. PYPL's valuation discount to peers is narrower than usual, which I believe is unjustified given weak fundamental performance.

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

Bitcoin hovers near $110K as crypto sentiment surges. V, PYPL, and CLSK emerge as top stock picks with rising earnings outlooks.

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